Lower My Payment
Why refinance your auto loan?
Highlights
Why choose us?
Unlike dealership financing, which often comes with extra fees and marked-up interest rates, our loans are designed to provide transparency, better rates, and lower monthly payments that work for your budget.
- Down payment options – as little as no money down
- Flexible terms up to 84 months for a new car and up to 75 months for a used car
- Quick approval and a simple refinancing procedure.
Your car could cost less!
Slash your loan payments by refinancing.
APPLY NOW
| Vehicle Year | APR1 | Monthly Payment per $1,000 | Term |
|---|---|---|---|
| 2024 - 2026 | 4.99% | $18.08 | Up to 63 Months |
| 5.99% | $16.57 | 64 - 72 Months | |
| 6.24% | $16.14 | 73 - 75 Months | |
| 6.49% | $14.84 | 76 - 84 Months | |
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| Vehicle Year | APR | Monthly Payment per $1,000 | Term |
|---|---|---|---|
| 2021 - 2025 | 5.49% | $18.31 | Up to 63 Months |
| 5.99% | $16.57 | 64 - 72 Months | |
| 6.24% | $16.14 | 73 - 75 Months | |
| 2018 - 2020 | 5.99% | $18.54 | Up to 63 Months |
| 6.74% | $16.92 | 64 - 72 Months | |
| 6.99% | $16.50 | 73 - 75 Months | |
| 2015 - 2017 | 6.99% | $19.01 | Up to 60 Months |
| APR = Annual Percentage Rate. ***• Used vehicle: 2024-2025 vehicle with 5,000 or more miles or 2015-2023 vehicle with 120,000 or less miles. Your rate, term, and approved loan amount may vary based on your creditworthiness. Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate. Rates are effective as of today’s date and are subject to change without notice. Up to 115% financing may be available for vehicles with mileage less than 120,000. 64–75-month terms available for mileage less than 90,000 and a minimum amount financed of $15,000. | |||
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Resources
- Calculate a Car Loan Payment
- Car Loan Rates
- GreenPath Learning Lab +
- Banzai Financial Literacy