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Debit Card Rewards

Get rewarded for using your debit card!

Did you know your Debit Mastercard® can earn rewards points with SCU?

Here’s how it works:

  • Register with uChoose Rewards® to start building your points bank.
  • You will earn points for using your SCU Debit Mastercard® as "credit" at the register. 
    • For every $3 spent on signature based transactions, you will receive one uChoose Rewards® point. 
  • Redeem for brand-name merchandise, gift cards, hotel stays, car rentals, cruises, or airline tickets. 

debit card rewards login register for debit card rewards

Earn 1,000 bonus uChoose Rewards® points in July

You’re making purchases every day—why not get rewarded for it? With uChoose Rewards® you can earn something extra—1,000 bonus points in July.

When you add your uChoose Rewards registered SCU Debit Card to a digital wallet, you'll enjoy the convenience and security of paying with your phone and start earning points for exciting options like merchandise, gift cards, hotel stays, car rentals, cruises, or airline tickets.

Here's how to get started: 

Step 1. Register your debit card for uChoose Rewards®

Step 2. Add your SCU Debit Card to Apple Pay® or Google Pay™

Step 3. Make 5 digital wallet purchases during July totaling $100 or more with your uChoose Rewards enrolled SCU debit card

Step 4. Watch your points add up

Plus, you will earn double uChoose Rewards® points during July and August!

Learn how to link your card   Debit card rewards info

Which checking account is right for you?

We've got plenty of checking options for your specific needs. 

MyFree

Standard, hassle-free checking account perfect for your daily spending needs

  • No Monthly Fees: Say goodbye to maintenance charges.  
  • Low $5 Opening Deposit: Start strong with just $5.  
  • Earn Debit Card Rewards: Every purchase earns points with the uChoose Rewards® program.  
  • No Transaction Fees: Seriously. No transaction fees.

MyGreen

Enjoy a rewarding banking experience with MyGreen Checking, designed for members who are online for their everyday banking needs.  

  • ATM Surcharge Reimbursements: Get up to 8 non-SCU ATM surcharges reimbursed per month!*  
  • No Hidden Fees: No need to worry about a monthly fee with MyGreen Checking
  • Low Opening Requirement: Open your account with just $5.  
  • Earn Debit Card Rewards: Every purchase earns points with the uChoose Rewards® program.  
  • Need Checks? Checks are available for a low transaction fee of $1.00 per check.  

MyInterest

Perfect checking account for those who maintain larger checking balances and want to earn interest.

  • Earn interest on your checking account balance
  • Waive Monthly Fees: Keep your balance $500 or above to avoid a $5.00 monthly maintenance service charge
  • Low $5 Opening Deposit: Start strong with just $5.  
  • Earn Debit Card Rewards: Every purchase earns points with the uChoose Rewards® program.  
  • No Transaction Fees: Seriously. No transaction fees.

see all checking rates

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*You may be assessed an additional fee or surcharge by the ATM owner if they are not a member of the CO-OP or SUM Network.

Debit as credit?

Most people are familiar with credit card rewards, but those rewards often come with a card that has a high interest rate. If you aren't paying down that credit card bill, the interest you owe can outweigh the interest you owe back.

With uChoose Rewards, you get rewarded without having to worry about paying down a bill at the end of the month. When you use your debit card as "credit," it is really just using your signature to verify the transaction as opposed to a PIN. The amount of the transaction will still deduct directly from your linked bank account.

learn more about our debit card

Debit versus credit card – What’s right?

Not sure whether to use your debit card or credit card? Check out this blog that can help you make the right choice for you and your situation.

read blog

uChoose Rewards | Frequently Asked Questions