Equity in your home is like money in the bank!
A better way to pay. A better way to save.
If you’re looking for a better way to consolidate debt, pay for home improvements, tuition, a new boat or that vacation you’ve been dreaming about, we have your solution. With rates near a historic low, there’s never been a better time to take advantage of a Home Equity Line of Credit from Crescent Credit Union.
We’re offering an introductory rate of 1.99% APR* for a full 12 months, followed by a variable Prime Rate1 minus 0.25% currently 4.50% APR for the life of the line thereafter with autopay from a qualifying checking account1 at Crescent Credit Union. (Without autopay from a qualifying checking account, the rate would be at Prime following the introductory period.)
Hurry, this offer is available for a limited time only.
*Limited time offer. To get the fixed introductory APR (Annual Percentage Rate) shown, you must take a minimum $50,000 draw on the line at closing. If a minimum $50,000 draw is not taken at closing, a rate of 3.99% APR will apply. The introductory rate will be in effect for the first 12 billing cycles after the line is opened. Thereafter, the rate, including the rate on any existing account balance, will convert to a variable rate APR based on the Wall Street Journal “Prime Rate” published on the last day of the billing cycle, currently 4.75%. 1With autopay from a Relationship Checking or eRewards account at Crescent Credit Union, the rate will be Prime minus 0.25%, currently 4.50%. Maximum APR is 18%. All APRs shown assume a maximum combined loan-to-value ratio of 75%. Valid for 1-4 family owner occupied properties or single family second homes. Subject to credit approval. Rates subject to change without notice. Trust review fees may apply when applicable. Property insurance required. Flood insurance may be required. Membership eligibility requirements apply. Other terms and conditions may apply.