Checking Accounts Checking Accounts

Personal Checking:

Crescent Credit Union offers a full menu of personal checking accounts designed to meet your needs and exceed your expectations. Our checking account options offer flexibility for every lifestyle, regardless of your financial situation, allowing you to manage your money efficiently and economically.

Checking Account

eREWARDS

Relationship

Free Checking

Crescent 62

Student Checking

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Pays interest Pays higher yield,
tiered variable rates when requirements
are met
Yes - Yes -
Monthly fee $5
waived when requirements are met
$10
waived if balance requirements are met
- - -
Balance to waive monthly fee - $10,000
in combined deposit and loan balances including mortgage
- - -
Direct deposit available Direct deposit of your net income required at least once a month Yes Yes Yes Yes
Free electronic statements available Required Yes Yes Yes Required
Visa debit card available At least 10 debit card purchases required 
per month
Yes Yes Yes Yes
ATM
transactions
Free access to nearly 30,000 CO-OP Network ATMs nationwide.* No foreign ATM fees and up to $10 per month rebate of surcharges other banks may charge for using their ATMs** when requirements are met. Free access to nearly 30,000 CO-OP Network ATMs nationwide.* 10 free foreign ATM transactions per monthly statement cycle*** (ATM owner may charge a separate fee at non-CO-OP ATMs.) Free access to nearly 30,000 CO-OP Network ATMs nationwide.* Foreign ATM fees and surcharges apply at non-CO-OP ATMs. Free access to nearly 30,000 CO-OP Network ATMs nationwide.* Foreign ATM fees and surcharges apply at non-CO-OP ATMs. Free access to nearly 30,000 CO-OP Network ATMs nationwide.* Up to $10 per month reimbursement for ATM fees at non-CO-OP ATMs.
Free online banking with bill pay Minimum 1 bill pay transaction required
per month
Yes Yes Yes Yes
Free basic checks Yes Yes Free first order of 
basic checks
Yes Free first order of 
basic checks
No fee treasurer's checks and money orders Fee applies Yes Fee applies Fee applies Fee applies
Loan benefits 0.25% APR discount
with autopay (excludes mortgage and home equity loans)
0.25% APR discount
with autopay
(excludes mortgage and home equity loans)
$250 off mortgage closing costs
(direct deposit required)
0.25% APR discount
with autopay
(excludes mortgage and home equity loans)
0.25% APR discount
with autopay
(excludes mortgage and home equity loans)
0.25% APR discount
with autopay
(excludes mortgage and home equity loans)
Additional savings benefits - 0.25% APY bonus on Certificates of Deposit**** - - -
Safe deposit discount - $20 off annually - - -

*Crescent members have access to nearly 30,000 CO-OP Network ATMs nationwide, including 1,100 in New England and 577 in Massachusetts. CO-OP ATMs can be found in 7-Eleven stores, Dunkin' Donuts stores, Costco stores, and more!

**Foreign ATM fees and surcharges will be charged to eRewards Checking accounts as they occur. The charges will be refunded at the end of the month should you meet the account requirements.

***Foreign ATM fees will be charged to Relationship Checking account as they occur. The fees will be refunded for up to 10 foreign ATM transactions at the end of the monthly statement cycle.

****Excludes rate specials.