Consumer Loan Rates Consumer Loan Rates

Apply Online, call 508-559-5400 or visit your nearest branch.

RATES ARE ANNUAL PERCENTAGE RATES AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. RATES MAY VARY DEPENDING ON CREDIT SCORE. OTHER RATES AND TERMS AVAILABLE.

 

NEW AUTOMOBILE
Max. LTV New = 100% of MSRP.
WITH AS LITTLE AS 0% DOWN (Dollar amounts signify cost per thousand borrowed)
Model Years TERM (months) APR with autopay Pymt/$1000 APR with coupon book Pymt/$1000
2018-2017 63 3.14% $17.24 3.39% $17.35
2018-2017 66 3.74% $16.79 3.99% $16.90
2018-2017 72 3.74% $15.53 3.99% $15.64
2018-2017 75 3.99% $15.09 4.24% $15.20
2018-2017 84 4.59% $13.94 4.84% $14.06
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USED AUTOMOBILE
WITH AS LITTLE AS 0% DOWN (Dollar amounts signify cost per thousand borrowed)
Model Years TERM (months) APR with autopay Pymt/$1000 APR with coupon book Pymt/$1000
2016-2014 63 3.74% $17.51 3.99% $17.62
2016-2014 66 3.99% $16.90 4.24% $17.01
2016-2014 72 3.99% $15.64 4.24% $15.75
2016-2014 75 4.24% $15.20 4.49% $15.32
2013-2012 63 3.99% $17.61 4.24% $17.73
2013-2012 66 4.49% $17.13 4.74% $17.24
2011 63 4.24% $17.78 4.49% $17.85
2010 60 4.49% $18.64 4.74% $18.75
2009-2008 60 4.99% $18.87 5.24% $18.98
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SPECIALTY VEHICLE CLASSIC OR COLLECTIBLE
1996 OR OLDER
Maximum LTV is 80% of NADA retail.
Model Years TERM (months) APR with autopay Pymt/$1000 APR with coupon book Pymt/$1000
1996 or older 36   6.55% $30.67 6.80% $30.78
1996 or older 48 6.80% $23.85 7.05% $23.97
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MOTORCYCLES - NEW & USED
Model Years TERM (months) APR with autopay Pymt/$1000 APR with coupon book Pymt/$1000
2018-2016 63 3.39% $17.35 3.64% $17.46
2018-2016 72 4.09% $15.69 4.34% $15.80
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MOTORCYCLES - USED
Model Years TERM (months) APR with autopay Pymt/$1000 APR with coupon book Pymt/$1000
2015-2013 63 3.99% $17.62 4.24% $17.73
2012-2010 60 4.79% $18.77 5.04% $18.89
2009-2007 48 6.44% $23.69 6.69% $23.80
Max. LTV = 100% MSRP or NADA Retail.
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PERSONAL (UNSECURED) LOAN
  APR with autopay APR with coupon book $1000.00 minimum loan amount

$25,000.00 maximum loan amount

12 months 4.99% 5.24%
Cost / Thousand $85.60 $85.71
Up to 24 months 4.99% 5.24%
Cost / Thousand $43.86 $43.98
Up to 36 months 4.99% 5.24%
Cost / Thousand $29.96 $30.08
Up to 48 months 6.64% 6.89%
Cost / Thousand $23.78 $23.90
Up to 60 months 7.14% 7.39%
Cost / Thousand $19.87 $19.99
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RECREATIONAL VEHICLE  
Model Years Term APR Pymt/$1000
2018-2013 60 6.04% $19.35
2018-2013 120 7.04% $11.63
2012-2008 60 7.07% $19.82
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We will finance up to 90% of the value. (Maximum Loan Amt. of $55,000.00)

ABOVE RATES ARE APR’s AND ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.

PASSBOOK SAVINGS SECURED
Money Market, IRA, & Checking Accounts are ineligible as collateral.
MONTHLY PAYMENT Fixed Rate: 4% over savings account rate Minimum loan $500.00.

PRINCIPAL & INT. PORTIONS OF THE LOAN MUST BE HELD IN THE SAVINGS ACCOUNT AS COLLATERAL.

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NOTICE: COST PER THOUSAND IS CALCULATED FOR THE MAXIMUM TERM IN THAT CATEGORY, REVOLVING ACCOUNTS ARE CALCULATED FOR A 30 DAY PERIOD.