Consumer Loan RatesApply Online, call 508-559-5400 or visit your nearest branch.
RATES ARE ANNUAL PERCENTAGE RATES AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. RATES MAY VARY DEPENDING ON CREDIT SCORE. OTHER RATES AND TERMS AVAILABLE.
| NEW AUTOMOBILE Max. LTV New = 100% of MSRP. WITH AS LITTLE AS 0% DOWN (Dollar amounts signify cost per thousand borrowed) |
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| Model Years | TERM (months) | APR with autopay | Pymt/$1000 | APR with coupon book | Pymt/$1000 |
| 2018-2016 | 63 | 2.89% | $17.13 | 3.14% | $17.24 |
| 2018-2016 | 66 | 3.39% | $16.63 | 3.64% | $16.74 |
| 2018-2016 | 72 | 3.54% | $15.44 | 3.79% | $15.55 |
| 2018-2016 | 75 | 3.89% | $15.04 | 4.14% | $15.16 |
| 2018-2016 | 84 | 4.59% | $13.94 | 4.84% | $14.06 |
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| USED AUTOMOBILE WITH AS LITTLE AS 0% DOWN (Dollar amounts signify cost per thousand borrowed) |
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| Model Years | TERM (months) | APR with autopay | Pymt/$1000 | APR with coupon book | Pymt/$1000 |
| 2015-2014 | 63 | 3.39% | $17.35 | 3.64% | $17.46 |
| 2015-2014 | 66 | 3.69% | $16.76 | 3.94% | $16.88 |
| 2015-2014 | 72 | 3.79% | $15.55 | 4.04% | $15.66 |
| 2015-2014 | 75 | 3.99% | $15.09 | 4.24% | $15.20 |
| 2015-2014 | 84 | 5.79% | $14.51 | 6.04% | $14.63 |
| 2013-2012 | 63 | 3.49% | $17.39 | 3.74% | $17.51 |
| 2013-2012 | 66 | 3.99% | $16.90 | 4.24% | $17.01 |
| 2011 | 63 | 4.10% | $17.67 | 4.35% | $17.78 |
| 2010 | 60 | 4.39% | $18.59 | 4.64% | $18.71 |
| 2009-2008 | 60 | 4.59% | $18.68 | 4.84% | $18.80 |
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| SPECIALTY VEHICLE CLASSIC OR COLLECTIBLE 1996 OR OLDER Maximum LTV is 80% of NADA retail. |
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| Model Years | TERM (months) | APR with autopay | Pymt/$1000 | APR with coupon book | Pymt/$1000 |
| 1996 or older | 36 | 6.55% | $30.67 | 6.80% | $30.78 |
| 1996 or older | 48 | 6.80% | $23.85 | 7.05% | $23.97 |
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| MOTORCYCLES - NEW & USED | |||||
|---|---|---|---|---|---|
| Model Years | TERM (months) | APR with autopay | Pymt/$1000 | APR with coupon book | Pymt/$1000 |
| 2017-2015 | 63 | 3.09% | $17.22 | 3.34% | $17.33 |
| 2017-2015 | 72 | 3.59% | $15.46 | 3.84% | $15.57 |
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| MOTORCYCLES - USED | |||||
|---|---|---|---|---|---|
| Model Years | TERM (months) | APR with autopay | Pymt/$1000 | APR with coupon book | Pymt/$1000 |
| 2014-2012 | 63 | 3.89% | $17.57 | 4.14% | $17.69 |
| 2011-2009 | 63 | 4.64% | $17.92 | 4.89% | $18.03 |
| 2008-2006 | 48 | 6.29% | $23.62 | 6.54% | $23.73 |
| Max. LTV = 100% MSRP or NADA Retail. | |||||
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| PERSONAL (UNSECURED) LOAN | |||||
|---|---|---|---|---|---|
| APR with autopay | APR with coupon book | $1000.00 minimum loan amount
$25,000.00 maximum loan amount |
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| 12 months | 4.99% | 5.24% | |||
| Cost / Thousand | $85.60 | $85.71 | |||
| Up to 24 months | 4.99% | 5.24% | |||
| Cost / Thousand | $43.86 | $43.98 | |||
| Up to 36 months | 4.99% | 5.24% | |||
| Cost / Thousand | $29.96 | $30.08 | |||
| Up to 48 months | 6.64% | 6.89% | |||
| Cost / Thousand | $23.78 | $23.90 | |||
| Up to 60 months | 7.14% | 7.39% | |||
| Cost / Thousand | $19.87 | $19.99 | |||
| Apply Now | |||||
| RECREATIONAL VEHICLE | ||||||
|---|---|---|---|---|---|---|
| Model Years | Term | APR | Pymt/$1000 | |||
| 2017-2012 | 60 | 6.00% | $19.33 | |||
| 2017-2012 | 120 | 7.00% | $11.61 | |||
| 2011-2007 | 60 | 7.00% | $19.80 | |||
| Apply Now | ||||||
We will finance up to 90% of the value. (Maximum Loan Amt. of $55,000.00)
ABOVE RATES ARE APR’s AND ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.
| PASSBOOK SAVINGS SECURED Money Market, IRA, & Checking Accounts are ineligible as collateral. |
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| MONTHLY PAYMENT | Fixed Rate: 4% over savings account rate | Minimum loan $500.00. |
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PRINCIPAL & INT. PORTIONS OF THE LOAN MUST BE HELD IN THE SAVINGS ACCOUNT AS COLLATERAL. |
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NOTICE: COST PER THOUSAND IS CALCULATED FOR THE MAXIMUM TERM IN THAT CATEGORY, REVOLVING ACCOUNTS ARE CALCULATED FOR A 30 DAY PERIOD.
