Consumer Loan Rates Consumer Loan Rates

Apply Online, call 508-559-5400 or visit your nearest branch.

RATES ARE ANNUAL PERCENTAGE RATES AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. RATES MAY VARY DEPENDING ON CREDIT SCORE. OTHER RATES AND TERMS AVAILABLE.

 

NEW AUTOMOBILE
Max. LTV New = 100% of MSRP.
WITH AS LITTLE AS 0% DOWN (Dollar amounts signify cost per thousand borrowed)
Model Years TERM (months) APR Pymt/$1000
2019-2020 60 2.99% $17.97
2019-2020 66 3.50% $16.68
2019-2020 72 4.00% $15.65
2019-2020 78 4.50% $14.81
2019-2020 84 5.00% $14.14
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USED AUTOMOBILE
WITH AS LITTLE AS 0% DOWN (Dollar amounts signify cost per thousand borrowed)
Model Years TERM (months) APR Pymt/$1000
2013-2018 60 3.50% $18.20
2013-2018 66 3.75% $16.80
2013-2018 72 4.00% $15.65
2013-2018 75 4.25% $15.21
2010-2012 60 4.25% $18.53
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NEW MOTORCYCLES - Up to 95% LTV
Model Years TERM (months) APR Pymt/$1000
2019-2020 48 3.75% $22.47
2019-2020 63 4.00% $17.63
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USED MOTORCYCLES - Up to 95% LTV
Model Years TERM (months) APR Pymt/$1000
2013-2018 48 5.00% $23.03
2013-2018 60 5.25% $18.99
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PERSONAL (UNSECURED) LOAN
  APR $500.00 minimum loan amount

$10,000.00 maximum loan amount

Up to 36 months 4.99%
Cost / Thousand $29.97
37-48 months 6.89%
Cost / Thousand $23.90
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Camper/Motor Homes
Model Years Term APR pymt/$1000
2019-2020 60 6.50% $19.57
2019-2020 72 7.50% $17.29
2019-2020 84 7.75% $15.47
2019-2020 96 8.00% $14.14
2019-2020 108 8.25% $13.15
2019-2020 120 8.50% $12.40
2019-2020 180 8.75% $10.00
2013-2018 60 7.50% $20.04
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Max. Loan: Camper $125,000 / Motor Home $300,000. 20% Down Payment required for $100K+.

ABOVE RATES ARE APR’s AND ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.

SECURED LOANS 
Up to 60 months. $750,000 max.
MONTHLY PAYMENT Fixed Rate: 3% over dividend rate Minimum loan $500.00.
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NOTICE: COST PER THOUSAND IS CALCULATED FOR THE MAXIMUM TERM IN THAT CATEGORY, REVOLVING ACCOUNTS ARE CALCULATED FOR A 30 DAY PERIOD.