Consumer Loan RatesApply Online, call 508-559-5400 or visit your nearest branch.
RATES ARE ANNUAL PERCENTAGE RATES AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. RATES MAY VARY DEPENDING ON CREDIT SCORE. OTHER RATES AND TERMS AVAILABLE.
| NEW AUTOMOBILE Max. LTV New = 100% of MSRP. WITH AS LITTLE AS 0% DOWN (Dollar amounts signify cost per thousand borrowed) |
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| Model Years | TERM (months) | APR with autopay | Pymt/$1000 | APR with coupon book | Pymt/$1000 |
| 2020-2019-2018 | 63 | 3.14% | $17.24 | 3.39% | $17.35 |
| 2020-2019-2018 | 66 | 3.95% | $16.88 | 4.20% | $16.99 |
| 2020-2019-2018 | 72 | 3.95% | $15.62 | 4.20% | $15.74 |
| 2020-2019-2018 | 75 | 4.14% | $15.15 | 4.39% | $15.27 |
| 2020-2019-2018 | 84 | 5.24% | $14.25 | 5.49% | $14.36 |
| Apply Now | |||||
| USED AUTOMOBILE WITH AS LITTLE AS 0% DOWN (Dollar amounts signify cost per thousand borrowed) |
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| Model Years | TERM (months) | APR with autopay | Pymt/$1000 | APR with coupon book | Pymt/$1000 |
| 2017-2016 | 63 | 3.69% | $17.48 | 3.94% | $17.60 |
| 2017-2016 | 66 | 4.19% | $16.99 | 4.44% | $17.10 |
| 2017-2016 | 72 | 4.19% | $15.73 | 4.44% | $15.85 |
| 2017-2016 | 75 | 4.54% | $15.34 | 4.79% | $15.45 |
| 2015-2014 | 63 | 4.14% | $17.69 | 4.39% | $17.80 |
| 2015-2014 | 66 | 4.54% | $17.15 | 4.79% | $17.26 |
| 2015-2014 | 72 | 4.59% | $15.91 | 4.84% | $16.03 |
| 2013 | 63 | 4.34% | $17.78 | 4.59% | $17.89 |
| 2012 | 60 | 4.54% | $18.66 | 4.79% | $18.77 |
| 2011-2010 | 60 | 4.94% | $18.84 | 5.19% | $18.96 |
| 2009 | 48 | 5.94% | $23.46 | 6.19% | $23.57 |
| 2008-Older | 36 | 6.94% | $30.85 | 7.19% | $30.96 |
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| SPECIALTY VEHICLE CLASSIC OR COLLECTIBLE 1996 OR OLDER Maximum LTV is 80% of NADA retail. |
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| Model Years | TERM (months) | APR with autopay | Pymt/$1000 | APR with coupon book | Pymt/$1000 |
| 1998 or older | 36 | 6.55% | $30.67 | 6.80% | $30.78 |
| 1998 or older | 48 | 6.80% | $23.85 | 7.05% | $23.97 |
| Apply Now | |||||
| MOTORCYCLES - NEW & USED | |||||
|---|---|---|---|---|---|
| Model Years | TERM (months) | APR with autopay | Pymt/$1000 | APR with coupon book | Pymt/$1000 |
| 2020-2019-2018 | 63 | 3.74% | $17.51 | 3.99% | $17.62 |
| 2020-2019-2018 | 72 | 4.44% | $15.85 | 4.69% | $15.96 |
| Apply Now | |||||
| MOTORCYCLES - USED | |||||
|---|---|---|---|---|---|
| Model Years | TERM (months) | APR with autopay | Pymt/$1000 | APR with coupon book | Pymt/$1000 |
| 2017-2016 | 63 | 3.99% | $17.62 | 4.24% | $17.73 |
| 2015-2014 | 60 | 4.24% | $18.52 | 4.49% | $18.64 |
| 2013-2012 | 48 | 4.99% | $23.02 | 5.24% | $23.14 |
| 2011-Older | 36 | 6.74% | $30.76 | 6.99% | $30.87 |
| Max. LTV = 100% MSRP or NADA Retail. | |||||
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| PERSONAL (UNSECURED) LOAN | |||||
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| APR with autopay | APR with coupon book | $1000.00 minimum loan amount
$25,000.00 maximum loan amount |
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| 12 months | 4.99% | 5.24% | |||
| Cost / Thousand | $85.60 | $85.71 | |||
| Up to 24 months | 4.99% | 5.24% | |||
| Cost / Thousand | $43.86 | $43.98 | |||
| Up to 36 months | 4.99% | 5.24% | |||
| Cost / Thousand | $29.96 | $30.08 | |||
| Up to 48 months | 6.64% | 6.89% | |||
| Cost / Thousand | $23.78 | $23.90 | |||
| Up to 60 months | 7.14% | 7.39% | |||
| Cost / Thousand | $19.87 | $19.99 | |||
| Apply Now | |||||
| RECREATIONAL VEHICLE | ||||||||
|---|---|---|---|---|---|---|---|---|
| Model Years | Term | APR | Pymt/$1000 | APR with coupon book | pymt/$1000 | |||
| 2020-2015 | 60 | 6.29% | $19.47 | 6.54% | $19.58 | |||
| 2020-2017 | 61-120 | 7.29% | $11.76 | 7.54% | $11.89 | |||
| 2014-2010 | 60 | 7.29% | $19.94 | 7.54% | $20.06 | |||
| Apply Now | ||||||||
We will finance up to 90% of the value. (Maximum Loan Amt. of $55,000.00)
ABOVE RATES ARE APR’s AND ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.
| PASSBOOK SAVINGS SECURED Money Market, IRA, & Checking Accounts are ineligible as collateral. |
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| MONTHLY PAYMENT | Fixed Rate: 4% over savings account rate | Minimum loan $500.00. |
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PRINCIPAL & INT. PORTIONS OF THE LOAN MUST BE HELD IN THE SAVINGS ACCOUNT AS COLLATERAL. |
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| Apply Now | ||
NOTICE: COST PER THOUSAND IS CALCULATED FOR THE MAXIMUM TERM IN THAT CATEGORY, REVOLVING ACCOUNTS ARE CALCULATED FOR A 30 DAY PERIOD.
