Don’t pay too much for your car loan!
Purchase a new or used car, or refinance at rates as low as 2.84% APR*
How much can you save?
Use our handy Auto Loan Calculator to calculate additional payment terms and options.
Crescent Credit Union can help you get behind the wheel of a new or used car at a great low rate. We finance both new and used vehicles for terms that are easy on your wallet. If you already have a car loan with another bank or creditor, we may be able to refinance your loan at a better rate to lower your monthly payment and/or save you money over the life of your loan.
You can save 0.25% off the interest rate on your auto loan if your monthly payment is made via automatic payment from a Crescent checking account.
Guaranteed Asset Protection Plus (GAP Plus)
Consider what could happen if your vehicle is totaled, or stolen and never recovered. While your auto insurance may cover some of the costs, you’re still responsible for paying any difference between the insurance payout and what you owe on your loan. That's why Crescent offers GAP Plus. For a few dollars a month, you're protected against the unfortunate circumstance of owing money on a vehicle you may no longer have. GAP Plus may also cancel part of your next loan with Crescent Credit Union when you purchase a replacement vehicle. Details vary based on your GAP waiver agreement.
Start saving now!
*Offer applies to non-Crescent Credit Union loans. Refinance cannot exceed 100% of the book value of the car, pay-off amount, or 100% of the NADA value. APR (Annual Percentage Rate) as of 02/01/2016 is based on automatic payments from a Crescent checking account. APR is for 2016-2015 models with a 63-month term. Without automatic payments rate is 0.25% higher. For 2.84% APR, maximum LTV (loan to value) is 100%. For 63 monthly payments at 2.84% APR the repayment amount would be $17.10 per $1,000 borrowed. Other rates and terms available based on model year. Offer may be withdrawn at any time. Subject to credit approval. Membership eligibility requirements apply.